BNPL

Buy Now Pay Later (BNPL) is a new method of payment that allows the Merchant's customers to make purchases in installments without the need for a credit card. In this case the Merchant is settled by total amount of the shopping in two business days.

End User BNPL Operation

1. Select the option Buy Now Pay Later

Hola Cash widget checkout displays all available payment methods: Cards, Transfers, Store Payments and now Buy Now Pay Later (BNPL). End user selects option Buy Now Pay Later (BNPL)

2. Redirect to BNPL supplier flow

End User is redirected on the flow to BNPL for register. At this moment the available option is Aplazo

3. End User Authentication

Once end user is registered and upload their, is authenticated by BNPL Provider

4. Risk evaluation and credit approval

BNPL Provider evaluates end user risks on line and approves or rejects the credit

5. Flow Redirection to Hola Cash

Once the credit has been evaluated, the flow will be redirected back to the Hola Cash Checkout for payment confirmation.

6. Payment Confirmation

Once the end user confirms the payment, checkout displays successful payment.

Configure BNPL with One Click

1. Login in the Hola Cash portal with your credentials.

2. On configuration menu, select method payment option

3. BNPL Providers, Aplazo is selected by default. Enable your BNPL Providers of your preference.

4. Now the user can visualize BNPL option on Hola Cash Widget Checkout.

Inquiry BNPL Transactions BNPL on Cash Portal

1. Transactions section on Cash Portal inquiry BNPL transaction

2. Select BNPL transaction to validate the transaction detail

Hide BNPL Option for Hola Cash Widget Checkout

1. On widget Checkout Initialize for BNPL you can use the option hide: “true” and the provider: "Aplazo" to hide BNPL option of specific provider as the following example:

BNPL Fees on Cash Portal

1. Fees Section on Cash Portal displays BNPL fees for each available Provider:

Hide BNPL Option for Hola Cash widget Checkout

1. Enable Magneto plugin (link)
2. Enable Woocommerce plugin (link)
3. Configure BNPL with One Click on Cash Portal.
4. Widget Configuration on Cash Portal. Enable widget view on Inline mode

5. Hola Cash plugin for Magento & Woocommerce displays automatically BNPL option for end user, available as method of payment.

BNPL Integration on Hola Cash API

1. Use the following account numbers:

Testing Aplazo Account:

• Successful Number: 18370951371 OTP 1111
• Non successful Number: 18674295201

Testing Aplazo Account:

• Successful Number: 55-5437-3602 OTP 1234
2. The following links are used to request BNPL charges and receive Webhooks on Hola Cash API
• Creates a charge (link). Charge with BNPL. Request & Response Sample
• Cargo con BNPL (Buy Now Pay Later) - Aplazo.
• Webhooks BNPL (link)